Make a Splash,
the Easy Way.

Simple, fast, low-rate finance for your dream pool. From the first laugh to the last cannonball — we're with you every step of the way.

2 mins
to apply online
24–48 hrs
approval turnaround
No impact
on your credit score
How it works

Three steps to backyard bliss.

A quick application designed specifically for pool and spa financing — no awkward bank visits, no irrelevant questions.

1

Apply online

Tell us about you and your pool project — about 2 minutes. A quote won't impact your credit score.

2

Get matched

Our panel of pool finance specialists compete for your business. We'll come back with the best fit, fast.

3

Dive in

Funds settle directly with your builder. You start enjoying your new pool — we handle the rest.

Quick calculator

See your repayments in seconds.

Slide to your loan amount, pick a term, and we'll show you a real indicative repayment. No sign-up, no credit check.

Loans from $5,000 to $150,000
Terms from 2 to 7 years, fixed rate
No early repayment fees, ever
I'd like to borrow $45,000
$5,000$150,000
Loan term
2 yrs
3 yrs
5 yrs
7 yrs
Estimated weekly repayment
$184 / week
Apply now
Indicative only — based on a representative rate of 9.95% p.a. comparison rate.
Why choose us

Built for pools. Built for you.

Lightning-fast decisions

Most applicants get an indicative answer within 24 hours. No waiting weeks for the bank to call.

Multiple lenders, one form

One short application gets you in front of a panel of specialist pool lenders — they compete, you save.

Flexible terms, fixed rates

Loans from $5,000 to $150,000, terms from 2 to 7 years. Lock in repayments and budget with confidence.

Pool-industry experts

We don't do car loans or weddings. We finance pools, spas, and outdoor lifestyle projects — that's our entire focus.

Customer stories

Aussies who took the plunge.

★★★★★

"Honestly the easiest finance application I've ever done. Approved in less than a day, settled directly with our builder."

SM
Sarah & Mark
Geelong, VIC
★★★★★

"Our builder recommended Easy Pool Finance and we couldn't be happier. The team actually understood pool builds."

DT
David T.
Sunshine Coast, QLD
★★★★★

"Compared three lenders in one application. Got a way better rate than my bank, and the kids are already in the pool."

JK
Jess K.
Perth, WA
Common questions

Things people ask before they apply.

Will applying impact my credit score?+
No — getting a quote with us uses a soft credit check, which has zero impact on your credit score. A formal credit check only happens once you accept an offer and proceed with the lender.
How much can I borrow?+
Our panel offers pool finance from $5,000 up to $150,000, with terms ranging from 2 to 7 years. The amount depends on your individual circumstances.
Who are your lenders?+
We work with a curated panel of established Australian lenders that specialise in lifestyle and home improvement finance. We disclose the lender before any commitment.
How fast do I get a decision?+
Most applicants receive an indicative answer within 24 hours. Final approval and settlement timelines are typically 2–5 business days.
Does my pool builder need to be involved?+
Not for the application — that's between you and us. Once approved, funds settle directly with your accredited pool builder so you don't have to manage payments.
Are there exit fees?+
All our lenders offer flexible loans with no early repayment penalties. You can pay your loan off faster if you choose, with no extra cost.

Your backyard is calling.

Get a real quote in two minutes. No obligation, no credit score impact, no awkward bank meetings.

Start your application